First of all, we need to understand that the digital currency of the central bank does not need to bind any bank account. The main purpose of doing this is to get rid of the control of the traditional bank account system, and it is completely electronic. Even if the mobile phone is lost, it will not affect the use of digital currency, which directly ensures that users have high safety when using digital currency, and the safety index is extremely high, which can meet the normal consumption level of consumers' anonymity.
In fact, when we use digital currency, we should first download an app called Digital RMB, which was developed and implemented by the central bank. When the mobile phone has electricity, this app can complete the functions of transfer and payment by touching the other party's mobile phone with the digital RMB app, which can greatly help consumers and save their own time and payment process. Of course, not only that, but we can also open the related applications on the mobile phone after consumption, and then click the scan code to pay, which is mostly the same as when we pay with Alipay and WeChat, except that digital currency promoted by the central bank is safer.
To sum up, we can clearly know the digital currency promoted by the central bank. When we use it, just download an app directly, which is very convenient and simple. There is no complicated process, which can better help us use this app in our lives and help us better carry out related trading activities.