The meaning of insurance: the protector of personal financial security. Why does your life feel comfortable and happy?

The fundamental reason is that your income is enough to cover all expenses. Once your income suddenly stops, your family's living standard will drop rapidly, even to the point of poverty.

The simplest, fastest, and cheapest way to protect your family's financial security is to purchase life insurance.

Generous investment returns and safety Ordinary investment is a transaction in which you invest 100 yuan to earn 1 yuan, but insurance is an investment in which you invest 1 yuan and earn 100 yuan.

Ordinary investment follows the law of "high return, high risk", but life insurance investment is very safe.

The state's strict supervision of insurance companies and strict monitoring of insurance funds have reduced investment risks to a very low level.

In particular, China Life Insurance Company is the only state-owned life insurance company in China. When investing here, it can be said that the risk is zero.

(The "Insurance Law" stipulates that life insurance companies are not allowed to be disbanded. When an insurance company goes bankrupt due to poor management, the policies it holds must be transferred to other insurance companies or taken over by financial institutions designated by the state.) Tax Saving and Property Preservation Life Insurance

When formulating an estate plan, it is almost impossible to preserve your career and property without the participation of life insurance.

Insurance policies are not frozen and are not subject to debt claims by debtors. When a company goes bankrupt, stocks, bonds, deposits, etc. will be frozen. Only life insurance policies are not frozen.

In addition, creditors have no right to require beneficiaries to use insurance proceeds to repay debts.

This is where investing in life insurance is very different from other investments.

Reflect your own value and show your financial strength. How much insurance you buy will determine your worth. The higher your worth, the stronger your financial strength.

A boss who purchased a high-value insurance policy said: "When you do business with others, tell them how much life insurance you have purchased. It shows your financial strength and is very convincing." When banks provide loans to enterprises, they require

Enterprises must carry property insurance. Similarly, for entrepreneurs who purchase life insurance, their credit and the credit of the enterprise will be greatly improved.

Establish an emergency reserve. The insurance premiums of life insurance have a cash value. On the surface, they are handed over to the insurance company. In fact, they are "saved" in the insurance company. You can use them at any time. This amount of money can add up to a big sum.

When you encounter financial difficulties, you can use this fund to tide over the difficulties.

Buying time with money Success = Capital × Ability × Time.

With certain capital and ability, and given enough time, career success will be just around the corner.

But after having capital and ability, no one knows how much time they have.

what to do?

Buy life insurance.

Even if you don't have the time, it ensures that you can be financially successful and have the time to care for your loved ones.

Guarantee the value of life. The value of life = your annual income × working hours.

A 30-year-old person earns money until he is 60 years old, and his life is valuable in these 30 years.

But after he retired at the age of 60, he had no working time. If he no longer created value for society, the value of his life would be lost.

Especially after 2011, if the country wants to cancel the pension system, he will have no income.

what to do?

Buy life insurance.

He will buy the value of his life after retirement, and even more, the income after retirement.

The above is just a summary of the benefits of life insurance from a financial and financial perspective. In fact, there are many benefits of life insurance, such as mortgage loans, easily liquidable items, etc.

In short, life insurance is urgently needed cash. It has three major tasks: protecting income, protecting property, and protecting the value of life.

When needed, its value will automatically rise to the highest point.

Original address: The meaning of insurance has been collected┊Click: 819┊2007-07-1620:32:03┊Copy to my website The meaning and function of insurance How to use a simple story to express "He did not arrange for me and the children before he left"

"The future!" This is what Song Meiying, the wife of the famous painter Chen Yifei, said in her book "Yifei Vision". I read it in yesterday's Evening News and I was very moved.

The article writes that Song Meiying loves and hates Chen Yifei, "I hate that "Sweeney" took away his life. I hate that he had the heart to abandon our mother and son. He did not arrange the future of me and my child before he left. I lost it."

A good husband, my children have lost a good father, and my children and I have lost the person we love most in our lives." However, how could such a famous painter and entrepreneur, who was known as a good husband and a good father, think about his wife and years behind him.

Would a 5-year-old son have to rely on his friends for financial support?

Maybe he was too busy with work and didn't think about it, maybe he thought he wouldn't be so young... However, it was too late, and a single word of love left endless regrets and his wife and children's confusion about the future. The mansion

The loan has to be paid, and it is difficult to litigate to obtain a piece of property.