1, different investment targets: bond funds refer to funds that mainly invest in bonds, and the bond investment ratio is not less than 80% of the fund assets; Money funds mainly invest in money market funds, such as deposits, certificates of deposit, short-term bonds and central bank bills.

2. Risk and return are different: the risk and return of the fund are determined by the investment target, while the risk and return of the bond fund are greater than that of the money fund.

3. Different liquidity: Money funds are more liquid than bond funds, and money funds are suitable for investors with high liquidity requirements.