It doesn't matter. Old-age insurance and medical insurance belong to the category of social security in our country, so there are two kinds of social security in our country at present, one is social security for urban and rural residents, and the other is social security for urban workers. There is a big difference between residents' social security and employees' social security. The people he faces are different, and the payment base is different. They are similar in that the cumulative payment period is equal. Whether it is employee social security or resident social security, the minimum cumulative payment period of old-age insurance is 15 anniversary.

The difference between medical care and endowment insurance

1, the people covered by the two are different, and the main targets of employee medical insurance are unit employees, working-age urban residents and elderly people enjoying pensions. Medical insurance for urban residents mainly guarantees the elderly who do not enjoy pensions, working-age urban residents who have no jobs and no social security, students, children and infants;

2. The level of financing and treatment is different, but the level of medical financing and treatment of employees is higher; Residents' medical insurance financing level is low, and the corresponding treatment level is also low;

3. The meanings of the two are different. In order to ensure that people can enjoy their old age after retirement, they can receive the corresponding amount of pension after retirement as long as they pay social security 15 years. The more they pay, the more they get after retirement, and the pension is increasing every year. Medical insurance, commonly known as medical insurance, is an important guarantee for hospitalization. If people suffer economic losses due to illness, they can reimburse the insured for medical expenses caused by illness. The reimbursement rate varies from region to region, depending on local policies.

As can be seen from the above, pension and medical insurance are not related and have nothing to do with each other.

Legal basis:

People's Republic of China (PRC) social insurance law

second

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 26

The basic medical insurance for employees, the new rural cooperative medical system and the basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Article 28

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.