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What is a fund and what are its types?
1. Equity funds refer to funds composed of more than 95% stock products, with high risks and high returns.

2. Index fund refers to the fund composed of Shanghai Stock Exchange and Shenzhen Stock Exchange, with high risks and high returns.

3. A hybrid fund refers to a fund composed of stocks, bonds and other products with average risk and average income.

4. Bond funds refer to funds with more than 80% bonds, with low risks and low returns.

5. Monetary fund refers to the fund that buys monetary wealth management products, which has the lowest risk and the lowest rate of return. ?

Risk is directly proportional to income, so you should invest according to the risk you take.