R2: Steady type, which does not guarantee the repayment of the principal, but the principal and product income fluctuate little, and the overall situation is relatively stable and the risk is low. The investment scope is similar to R 1, mainly including various bonds and money market funds.

R2-level financial management has little risk, such as bonds, which have the characteristics of repaying principal and interest (bond funds do not repay principal and interest) and are very stable. As long as you get the deadline and don't operate blindly, there is basically no possibility of principal loss.