first, the process of handling the real estate license
1. Make sure that the developer has made initial registration
It is a necessary prerequisite for the developer to handle the real estate license himself. Usually, it takes about 2 ~ 6 days for the competent department to handle the initial registration. Therefore, after 2-3 months after receiving the house, you can ask the developer about the initial registration and stipulate it in the House Purchase Contract, or you can go to the local real estate transaction information website for inquiry.
2. Go to the management department to get and fill in the Application Form for Registration of House (Land) Ownership.
After the application form of prospective owners is filled in, the developer needs to sign and seal it. Some developers will have ready-made stamped forms in their hands, just go to the developer to collect and fill them out. You can ask the developer in advance in which department the real estate license should be handled, and then consult the department directly, saving the pain of running around.
3. One of the necessary materials-Surveying and mapping chart (table)
Surveying and mapping table is an important basis for the registration department to determine the area marked on the real estate license, which can be obtained in three ways: opening the business office (with ID card); Housing area measurement station designated by the developer; Or apply to the registration department for surveying and mapping the housing area.
4. Get relevant documents
Collect the necessary application documents, including the purchase contract, the house settlement form, the copy of the big house property certificate, etc. The completed application form needs to be reviewed and sealed by the developer.
5. The payment of the public maintenance fund and deed tax
should be paid to the community office or the designated collection bank in the area where the property is located, as the necessary documents for handling the real estate license, and the payment voucher must be kept after payment, once it is lost, it will affect the acquisition of the real estate license.
6. Submit application materials
The materials mainly include the following:
(1) An application form with a seal;
(2) house sales contract;
(3) the confirmation letter of the buyer and seller on the house number, the measured area of the house and the house price settlement signed the pre-sale contract;
(4) two copies of surveying and mapping form, house registration form and household plan;
(5) special receipt for special maintenance funds;
(6) deed tax payment or tax reduction or exemption certificate;
(7) proof of identity of the buyer (copy check the original);
(8) Some houses are submitted * * * with an agreement;
(9) the bank's early repayment certificate.
7. Get the real estate license according to the specified time
After submitting the application, please keep the notice of getting the certificate given by the management department and get the real estate license in time according to the notified time.
II. Expenses for handling the real estate license
Owners who handle the real estate license by themselves also have to pay related expenses. Ordinary commercial houses need to pay stamp duty, registration fee, and the above-mentioned public funds and deed tax. In addition to the above fees, the buyer and the seller should pay transaction fees (6 yuan/flat), business tax and additional and personal income tax according to the housing area and the time when the real estate license is issued.
the deed tax payment standard is: if the area is less than 9 square meters, it will be levied at 1% of the house price; If it exceeds 9 square meters, it will be levied at 1.5% of the house price, and the deed tax for purchasing the second suite will be levied at 3% of the house price.
The residential registration fee is set in 8 yuan, and the non-residential registration fee is set in 55 yuan. If there is a * * * certificate, the cost will be increased by 1 yuan/copy.
the public funds are used for community management and community property construction, and the frame structure is paid at 16.8 yuan per square meter, and the brick-concrete structure is paid at 15.6 yuan per square meter.
Stamp duty can be divided into stamp duty of "document of property right transfer" and stamp duty of "right and license". The tax rate of "property right transfer document" is five ten thousandths, and the tax basis is the amount contained in the document, which both the buyer and the seller must pay; The fixed tax rate of 5 yuan/piece is applicable to the tax item of "rights and license photos", which shall be paid by the buyer.
in addition, we are advised to carefully check the records of the real estate license when paying stamp duty, property registration fee and production fee, especially the important information such as area, location, owner's name and ownership status.
Many friends who have bought an auction house wait and wait. When the house is handed over, don't forget to apply for the real estate license after signing it. After all, you will feel at ease when you have one in hand. When you buy a new house, you can't be too busy saying that you want to apply for a real estate license, but you should also prepare the corresponding documents.
1. original house purchase and sale contract and supplementary contract.
2. Original unified invoice for commercial housing sales.
3. The field survey questionnaire and the original floor plan of the house. (If the house surveying and mapping report is in the old format, you need to issue the completion acceptance form and fill in the application form for real estate registration in Lishui. The new format only needs to provide the field surveying and mapping questionnaire and the original floor plan of the house.
4. Tax payment voucher (deed tax payment)
5. Married buyers:
(1) Copies of ID cards of both parties (in principle, the originals need to be checked);
(2) Copy of marriage certificate (with original verification);
(3) If either party can't attend the formalities, it needs to provide the private seal, and if it entrusts a third party, it needs to provide the private seal of both husband and wife.
6. Unmarried buyers:
(1) Copy of ID card (with original verification);
(2) a copy of the household registration book or household registration certificate (with original verification);
(3) Statement of Single Person
If the buyer is local, he should go to the Civil Affairs Bureau.
note: if you want to do it yourself, no one else can do it for you.
real estate license handling-real estate license handling can be roughly divided into two situations: entrusting developers or companies to handle it and handling it by individuals. In order to save your time and energy, you can choose to entrust a developer or an agency to handle the real estate license.
1. Entrusting a developer or an agent company to handle the real estate license
Applicable conditions: In the case of using bank mortgage loans, some banks have imposed an agreement in the Housing Mortgage Loan Contract that "the developer is required to assist in taking over the real estate license". In this case, only the developer or the agent company can be entrusted to handle the real estate license.
even if you entrust a developer or agency to handle the real estate license, you can still choose whether the developer or agency collects and pays taxes such as deed tax, public maintenance fund and stamp duty, or the developer or agency only handles the application procedures for the real estate license, and the taxes such as deed tax and public maintenance fund are paid by yourself.
scope of application: the collection and payment of taxes and fees such as deed tax, public maintenance fund and stamp duty by developers or agency companies.
2. Entrusting a developer or an agency to handle the real estate license
Steps:
Step 1: Signing an entrustment agreement
Usually, there is a clause in the House Purchase Contract about entrusting the developer to handle the real estate license, which can be regarded as a separate entrustment agreement. In addition, many developers will ask the buyers to sign a power of attorney to entrust them with the real estate license in addition to the Purchase Contract, and agree to hand over the deed tax and the public maintenance fund to them before moving in.
sometimes, the developer will entrust the relevant formalities to a special agency or lawyer. At this time, you can also choose that the developer or agency only goes through the relevant formalities, and the taxes and fees such as deed tax and public maintenance fund are paid by yourself.
Precautions: The entrustment agreement should clearly stipulate
1. Within what period should the developer handle the real estate license (if it is an area where the two certificates are separated, the Land Use Right Certificate and the House Ownership Certificate must be marked, of course, if the local area cannot obtain the Land Use Right Certificate for the time being due to administrative reasons, it can only make concessions);
2. Within what time limit should the developer or agency provide the official collection voucher for paying the relevant taxes and fees;
3. Agree on how to deal with the case that the application cannot be handled as scheduled or there is an error in the application due to the developer's reasons. It is best to clearly agree on such clear default treatment methods as "you can return the house" or "don't return the house", but the developer should compensate x% of the total house price;
4. Agree on how the purchaser can verify the real estate license if the loan bank impounds the real estate license and the House Purchase Contract, because in this case, the purchaser can only "take a look" at the real estate license;
5. It is agreed to handle the mortgage registration. Some banks only handle the mortgage registration without seizing the real estate license. Whether and how to handle the mortgage registration procedures should also be clearly agreed.
6. agree on the amount and payment method of agency fees, and ask for a formal receipt stamped by the developer.
if there are no detailed stipulations in the house purchase contract, please try to include these clauses in this entrustment agreement.
Step 2: Pay the agency fee for real estate license, public maintenance fund, deed tax and stamp duty.
When you go through the check-in formalities, developers will often ask you to pay these fees.
Note:
1. Before paying the money, please know the collection standard of these taxes and fees, so as to verify whether the developer's calculation is correct;
2. After paying the money, please be sure to keep the receipt, and be sure to ask the payee to stamp the official seal, and do not accept the "white note".
Step 3: Get the real estate license according to the agreed time
After the developer or agency pays the above taxes, apply for the real estate license and register the mortgage, you can get the real estate license. If the loan bank impounds the real estate license and the House Purchase Contract, you must find an opportunity to carefully check the records on the real estate license, and if there are any errors in the records, you should ask for changes in time.
Precautions:
1. Check the number of certificates carefully. If you agree to obtain two certificates, be sure to check whether they are complete;
2. Carefully check the records of the real estate license, especially the important information such as area, location, owner's name and ownership status. If it is inconsistent with the contract, ask the developer to explain the reasons;
3. Check the mortgage items recorded in the column of "Other Rights";
4. ask for the official invoice for tax payment.