There are two sources of total return: one is income return, that is, dividends and interest income obtained by the fund in a certain period, such as dividends, bond interest, bank deposit interest, etc. The second is the return on capital, which reflects the price fluctuation of stocks and bonds held by the fund. First of all, we should know the net asset value of the fund, which is the basis for calculating the total income. The total return is the net asset value growth rate of unit funds during this period.
2. Fund net growth rate and cumulative net growth rate are both indicators for evaluating fund returns. The net growth rate refers to the growth rate of the fund's net assets in a certain period (such as one year), which can be used to evaluate the performance of the fund in a certain period; Cumulative net growth rate refers to the growth rate of the current net value of the fund relative to the net value when the fund contract takes effect, which can be used to evaluate the performance of the fund since its formal operation; Cumulative net growth rate refers to the percentage increase or decrease of fund net value (including dividends) over a period of time.