Let's take Yueyuebao as an example. According to the products currently sold in China Merchants Bank, China Merchants Bank will select products with R2 risk level and 1 month redemption period to form a product pool, and regularly select products with higher returns in the past period to join Yu 'ebao, thus completing the recommendation.
In terms of risk level, the risk level of Yu 'ebao is R2, which is the fixed income product that we were familiar with before.
Mainly invest in government bonds, local government bonds, central bank bills, government agency bonds, financial bonds, corporate credit bonds, etc. And the risk is one level higher than that of the money fund (the risk level of the money fund is R 1), but it is also relatively safe, and the risk of lightning explosion is very small.
Bank introduction:
China Merchants Bank (1987) was established in Shekou, Shenzhen. It is the first joint-stock commercial bank wholly owned by an enterprise as a legal person in China and the first pilot bank to promote banking reform from outside the system.
Since it was first selected into the Fortune Global 500 in 20 12, it has been ranked among the Fortune Global 500 for seven consecutive years, and ranked 2 13 in 20 18. 2065438+On June 26th, 2009, eight banks including China Merchants Bank launched the first batch of enterprise information networking verification systems.
20 19 July, 20 19 released the Fortune Global 500 ranking 188. 20 19, 1 1, "Belt and Road" China 100 top enterprises ranked 85th. 20 19 12, China merchants bank was selected as the brand of 20 19 China brand power festival 100.
20 19 12 18, People's Daily's "China Brand Development Index" 100 list ranked 3 1. In 2020, 65438+ 10 and 65438+March were selected as winners of 2020 Hurun to Shangyou products. In March 2020, it was selected as the 74th in the Top 500 Global Brand Values in 2020. In May of 20021year, it ranked 22nd in "20021Forbes Global Enterprise 2000".