The short-term holding risk of funds is high, the return is low, and the long-term holding risk is low and the return is high, so many investors think that the long-term holding of funds will make some money, but is this really the case?

Can long-term holding of funds make money?

There are conditions for the fund to make money through long-term investment, and the conditions are as follows:

1. First of all, the fund should be of high quality. For a high-quality fund, it is definitely no problem to make money by holding it for a long time. However, some funds have their own problems, such as the change of fund managers, the very low ranking of funds, and the problem of heavy stocks. Then no matter how long you hold such a fund, it is impossible to make money for you. High-quality funds have excellent long-term performance, fund managers have a long career and fund companies are well-known.

You should buy the fund at the right time. If you buy a fund at a high level and hold the fund for a long time, it is difficult to return to the capital. Even if we can return to the capital, it will take a long time

3. To learn how to profit from the fund, it actually takes a period of time, such as a year or more, to make a profit. If you say that you have never made a profit, your fund may give up. For a very simple example, if you invest in a fund and feel that the fund has invested less money, you just ignore it and let it go up and down, down and up. Finally, I found that I didn't make any money at all. Therefore, after the fund is profitable, it can take profits first and then carry out subsequent operations.

To sum up, it is suitable for high-quality funds to hold funds for a long time to make money. If the fund you choose is of high quality and not bought at a high level, you can choose to hold it for a long time, but after holding it for a period of time, you need to take profits and avoid the loss of income due to market fluctuations. That's all. I hope it helps you.