When it comes to personal financial investment, many beginners don't know where to start learning and through what channels to invest in financial management. Personal investment and financial management must first know how many financial products there are. Common wealth management products include bank deposits, treasury bonds, funds, stocks, futures, crude oil, gold, silver and wealth management products. Users of different financial products get different benefits and risks, so how do individuals invest in financial management? How do individuals learn investment and financial management from scratch?

When choosing financial investment, it is best to understand and learn relevant knowledge first. Suppose it is fund financing, then you should know the knowledge of funds. For example, you should know the common types of funds, such as money funds, bond funds, mixed funds, index funds, stock funds and so on. , and know their own risk and income, followed by the rules of fund trading, fees, trading time, etc. , and will explain the general fund details. Please pay attention.

If you invest in high-risk wealth management products, you need to be cautious. Although high risks can bring high returns, we should also pay attention to our tolerance. Suppose you buy stocks, then we need to know something about stocks, such as how to look at the price of stocks, how to trade them, how much the handling fee is, and so on. If you invest decisively without understanding, it is easy to lose money.

Finally, we can start with low-risk investment. For example, Alipay wealth management products are generally stable wealth management products, and the risk is not very high, but they generally have a closed period, so you can prepare a sum of money that does not need to be invested, and then the income is still good, generally between 3% and 4%, depending on what wealth management products it is.