1, bring your ID card and bank card to the bank counter to buy;

2. Open online banking, and purchase through online banking can be discounted;

3. Purchase on the fund company's website: under the premise of opening online banking, purchase directly at the fund company's direct sales center. 4. Open-end funds such as harvest fund and E Fund can be purchased directly from stock software.

There are many factors to consider when individuals buy funds, and generally they should be mainly brand-based and hybrid funds. When redeeming the fund, we should consider whether the money is really needed, whether the investment target reaches the rate of return, whether the securities market has changed and other factors.

At present, many people are keen on investing in gold. As far as the present situation is concerned, gold is easily influenced by other factors. For example, gold has a great relationship with crude oil. Generally speaking, as the price of crude oil rises, so will the price of gold. The price of gold is also affected by supply and demand. Suggest that individuals should invest in physical gold and paper gold? Take the price of gold as the investment standard, and focus on gold stocks.