Disadvantages of not canceling securities accounts
It doesn't matter much if you don't cancel your bank card after opening a stock account, but when you go to the bank to cancel your bank card in the future, you need to cancel the bank card bound to the stock account first. Investors can only open three stock accounts at most. If you don't cancel the stock account you opened before, it may affect investors' re-opening the stock account in the future.
In short, investors don't play with stocks, so it's better to go to the sales department of a securities company, or to trade software, or official website Qianjin marketing account. Whether investors go to the sales department to cancel their accounts or online, they should pay attention to the following points in the process of canceling their accounts:
1. Prepare relevant information, such as a valid ID card.
2. Before closing the account, the investor needs to sell all the stocks in his stock account and transfer all the funds in the stock account to the bank card. Otherwise, investors cannot close their accounts.
3. Grasp the time to close the account. The account must be closed at the time of opening the account, and the account cannot be closed on holidays.
Securities account cancellation process
First, go to the business department of the securities company where the account is opened for on-site handling;
The process of going to the business department of the securities company where the account is opened is as follows:
1. Go to the business department of the securities company that opened the securities account before (the business department of the brokerage company that opened the securities account, that is, the place where the securities account was opened, must cancel its own securities account, and other brokers can't handle it) to apply for cancellation of the stock account and transfer funds from the stock account.
2. According to the requirements of the brokerage business department, provide relevant documents and fill in the relevant application form for account cancellation, and hand it over to the relevant person in charge for signature. After the formalities are completed, the counter will cancel the securities account.
3. The day after the cancellation of the securities account, you can cancel the capital account and cancel the associated third-party depository bank card.
Some brokerage business departments need customers to go to the counter twice to complete the account cancellation process, while others can complete it at one time, with slightly different regulations and operation processes.
Second, through the online self-service application of the opened brokers. (This method is only applicable to online account opening, and the business department must cancel the account at the business department when opening an account on site. ) In the handheld business halls of major brokerage apps, there are basically business handling functions, and you can find the entrance to the account cancellation.
It should be noted that no matter whether it is on-site account cancellation or online account cancellation, there can be no securities trading on the day of account cancellation.
The Securities Account Guide of China Depository and Clearing Corporation issued a document stipulating that each investor can open three shareholder accounts of Shanghai Stock Exchange, three fund accounts of Shanghai Stock Exchange, three shareholder accounts of Shenzhen Stock Exchange and three fund accounts of Shenzhen Stock Exchange. Investors can open an account in a securities company or go to different securities companies. In other words, when opening an account, you must have an account with the authority to trade the Shanghai and Shenzhen stock markets at the same time, and you can only open three accounts at most, that is, a person can only open accounts in three brokers at most. If you want to find a more favorable broker, you need to close the extra account you didn't want to use before.
Notes on cancellation of securities accounts
First, investors need to ensure that there are no stocks in the securities account. If you have stocks, you can't close your securities account.
2. There is no open business related to the securities account.
Three. If the investor cancels the one-code account, all related accounts under the account must have been cancelled. For ordinary investors, there is no need to pay attention to this article.
Fourth, you can't use the cancelled securities account to declare transactions, otherwise it will lead to losses and some unnecessary troubles.