Basic medical insurance premiums are paid jointly by the employer and the employee. The employee contribution rate is generally 2% of the employee's salary income, and the employer contribution rate should be controlled at about 6% of the employee's total salary.

The basic medical insurance fund consists of the overall fund and personal accounts. The basic medical insurance premiums paid by individual employees are all included in the personal account (medical insurance card). The basic medical insurance premiums paid by the employer are partly used to establish the overall fund and partly transferred to

personal account.

The proportion transferred to the personal account is about 30% of the employer's payment.

The specific proportion transferred to the personal account is determined based on factors such as the scope of personal account payment and the age of the employee.

It can be seen that the money transferred into each person's personal medical insurance account (i.e. medical insurance card) is different. You deduct 2% from your salary to the medical insurance card every month, and the unit pays about 6% of the total salary of employees. This

30% of the 6% is allocated to the personal medical insurance cards of all employees, but it is not the same for everyone. Instead, the amount of money allocated to each person's medical insurance card is determined based on factors such as the employee's age.

Also, as the economy develops, employer and employee contribution rates can be adjusted accordingly.

Therefore, there are some differences across the country due to different economic conditions.

Let me give you some rough calculations. 2% of your basic salary is transferred to your personal account. How much is 30% of 6% of the total salary of employees in your unit?

This 30% is transferred to the personal account of each employee in your unit.

However, it is not distributed equally to each person, but based on seniority.

Just calculate the middle average and allocate the money to your account.