1. Is the institution allowed to borrow money from other units and individuals?

legal analysis: loans can be made to individuals. Employee loans are mainly used for units to purchase sporadic office supplies; Travel expenses and conference expenses that business travelers must carry; Advance public and personnel expenses of other units or individuals, etc. If the borrower handles matters such as retirement, going abroad, transfer, resignation, attachment to other units, etc., the borrower shall first verify the loan situation, and if it has not been written off, it shall first return the loan before going through the relevant formalities. When borrowing public funds, the borrower must fill in the "loan form" in a standardized way, specifying the purpose, amount and promised repayment time of the loan. For large-sum capital loans, relevant documents such as meeting minutes must be attached and reported to the main leaders of the government and the leaders in charge for approval. Legal basis: Article 2 of the General Rules for Loans The lender mentioned in these General Rules refers to a Chinese-funded financial institution legally established in China to engage in loan business. The term "borrower" as mentioned in these General Rules refers to legal persons, other economic organizations, individual industrial and commercial households and natural persons who have obtained loans from Chinese-funded financial institutions engaged in loan business. The term "loan" as mentioned in these General Rules refers to the monetary funds provided by the lender to the borrower and repaid the principal and interest at the agreed interest rate and time limit. The loan currencies in these General Rules include RMB and foreign currency. Article 61 Administrative departments at all levels, enterprises and institutions, supply and marketing cooperatives and other cooperative economic organizations, rural cooperative foundations and other foundations shall not engage in financial businesses such as deposits and loans. Enterprises shall not handle lending or disguised lending financing business in violation of state regulations.

second, ask whether administrative institutions can borrow money from banks

all of them

Some administrative institutions can borrow money from banks, such as medical, health, education, culture, sports and other administrative institutions. Now many hospitals, universities, primary and secondary schools, Xinhua Bookstore, stadiums and gymnasiums can borrow money from banks.

third, administrative institutions can borrow money from financial institutions?

administrative institutions can borrow money from banks. Such as medical, health, education, culture, sports and other administrative institutions, many hospitals, universities, primary and secondary schools, Xinhua Bookstore, stadiums and gymnasiums can now borrow money from banks. Within the bank, loans from administrative institutions and enterprises are generally handled by different departments. Loans from administrative institutions (such as schools and hospitals) are in the institutional business department.

iv. what are the loans of financial institutions?

loan is the monetary fund provided by a large amount institution to non-financial departments (enterprises, administrative institutions and individuals) and its behavior. It is a form of credit activity in which banks or other large amount institutions lend monetary funds at a certain interest rate and must return them.

loans in a broad sense refer to loans, discounts, overdrafts and other lending funds.

Banks put the concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction for supplementary funds and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.

in the current financial statistics of China, various loans include: (1) short-term loans, which are specifically divided into industrial loans, commercial loans, construction loans, agricultural loans, township enterprises loans, foreign-funded enterprises loans, private enterprises and individuals loans and other short-term loans.

(2) medium and long-term working capital loans.

(3) medium and long-term loans.

(4) Trust loan.

(5) financial leasing.

(6) entrusted loans.

(7) bill financing.

(8) various advances.