1. basic account: including general deposit account and current deposit account, etc. Used by individuals or enterprises for daily deposit and withdrawal operations.
2. Time deposit account: used to deposit large sums of money, usually with a certain deposit period and interest rate, suitable for customers who need long-term savings or investment.
3. Loan account: used to record loans provided to customers, including personal loan account and enterprise loan account.
4. Investment and wealth management account: used for customers to conduct investment and wealth management activities, including purchasing funds, wealth management products, stocks, etc.