The essence of investment and speculation is to gain income, but the difference between them is obvious. They are:

1, the length of time varies.

Long investment period, usually holding securities and stocks for a long time. Speculation has a short period and is usually a quick buying and selling behavior.

Step 2 focus on different interests

Investment pays more attention to long-term interests, and short-term losses do not affect the overall income. Speculation focuses on short-term interests, and the rise and fall of prices in the short term has a great influence on speculation.

3, the degree of risk is different

Because of the long investment cycle, investors can conduct diversified investment management during this period, which can reduce risks. Speculation is a concentrated high-risk investment behavior, and the possibility of loss is relatively large.

4. Different levels of understanding

Investment is usually buying and selling bonds, funds, etc. Then you know better, and speculation is a follow-up behavior, and you may not know what you are buying or selling.