The rules for the identification of standardized creditor's rights assets are as follows:
1. The standard rules for the identification of creditor's rights and assets are to standardize the investment in asset management products of financial institutions, strengthen investor protection, promote the healthy development of direct financing, and effectively prevent and control financial risks.
2. According to the requirements of the People's Bank of China, the Insurance Regulatory Commission of the Bank of China, the Securities Regulatory Commission of China and the State Administration of Foreign Exchange on regulating the asset management business of financial institutions, the measures for the determination of creditor's rights and assets are formulated.
The so-called standardized debt assets refer to fixed-income securities such as bonds and asset-backed securities issued according to law, mainly including government bonds, central bank bills, local government bonds, government-backed institutional bonds, financial bonds, debt financing instruments for non-financial enterprises, corporate bonds, corporate bonds, international institutional bonds, interbank deposit certificates, credit asset-backed securities, asset-backed bills, asset-backed securities listed on stock exchanges, and fixed-income securities investment funds.
If other creditor's rights assets are recognized as standardized creditor's rights assets, they shall meet the following conditions at the same time: equally divided and tradable. Information disclosure is sufficient, and the specific arrangements such as the way, content and frequency of information disclosure are clearly stipulated in the issuance documents. The subject responsible for information disclosure ensures that information disclosure is true, accurate, complete and timely. Centralized registration and independent storage.
Legal basis:
Standardized rules for identifying creditor's rights and assets
Article 1 The standardized debt assets mentioned in these Rules refer to fixed-income securities such as bonds and asset-backed securities issued according to law, mainly including government bonds, central bank bills, local government bonds, government-backed institutional bonds, financial bonds, debt financing instruments for non-financial enterprises, corporate bonds, corporate bonds, international institutional bonds, interbank deposit certificates, credit asset-backed securities, asset-backed bills, asset-backed securities listed on stock exchanges, and fixed-income securities investment funds.