But I don't know your financial situation and your risk tolerance, so I really can't give you some investment and financial advice casually.
First of all, I want to know that your 6,543,800 yuan accounts for a small proportion of your total assets. If it is flexible, it is not bad to invest 6,543,800 yuan. But if your risk tolerance is not high, then it is recommended to invest steadily. Because investment is not only about learning technology, but also about learning to analyze your own situation.
Brief analysis of market environment: In the current market environment, turbulence and serious fluctuations are the reasons why many investors are afraid to invest in the market. If no one invests in the market, the stock market will definitely not be raised very high, because the market value will be taken into account.
Secondly, if you invest in a volatile market environment, it is indeed risky. As I said before, if you invest 654.38 million yuan in the worst case, then you are a person with strong risk tolerance and can operate boldly. As a risk-averse person, 654.38+ 10,000 yuan may be dangerous, so it is a tentative strategy to prepare 50,000 yuan for investment first, and then continue to add it.
If you decide to vote, it will be better to choose smart voting. Because you can increase or decrease your monthly investment at any time. In this case, it is more flexible in operation. Smart investment is suitable for long-term investors, and investing in stock growth funds shows its investment effect. In addition, the fixed investment is calculated according to compound interest, and the funds that can be bought every month are the same, which is equivalent to the average cost of downward pressure. The calculation results show that intelligent fixed investment can reduce the comprehensive cost by about 15%.
But if you buy it at one time, the risk is relatively high. Because it falls, it falls, and there is no additional investment fund to share the cost. But if it goes up, of course, making money will be better than investing in batches.
In short, the higher the income, the higher the corresponding risk!
As for the fund: I personally think that Guangfa Jufeng is good, which shows that Guangfa's fund strength is quite good. China's return is also good ~ ~ which can be used as the choice of fixed investment of the fund. As for the others, it is OK.