1, purchase price
Money funds can be purchased freely, and other non-C funds are generally purchased at the rate of 0. 12%-0. 15%, which will be deducted from the purchase amount.
2. Operating rate
The operating rate of the fund mainly includes three parts, namely management fee, custody fee and sales service fee. Please note that the rate is charged by the day. If it is deducted from the expected income of your fund, even the money fund will be deducted from the operating rate.
3. Selling price
There is no charge for selling money funds. At the same time, there are new regulations on sales this year. If the holding days are less than 7 days, the selling rate is 1.5%, and if the holding days are more than 7 days, the selling rate of each fund is different. Deduct the selling rate when the fund is redeemed.
4. Overtime pay
This penalty rate, that is, the fund that has been sold for less than 7 days, needs to be charged 1.5%. This rate is actually quite high, which is to punish the fund for holding too few days and redeeming it at will. Avoid too many such operations and affect the normal operation of the fund.
If there is investment demand, Ping An Bank sells a variety of fund products on a commission basis. Different funds have different risks, returns and investment directions. You can log in to the home page of Ping An Pocket Bank APP-Finance-Fund Channel for information and purchase.
Tips:
1. The above contents are for reference only and do not constitute any investment advice. Related products are issued and managed by corresponding platforms or companies, and banks are not responsible for product investment, redemption and risk management;
2. There are risks in entering the market, so investment needs to be cautious. Before making any investment, make sure that you fully understand the investment nature and risks involved in the product, and then judge whether to participate in the transaction by yourself after carefully understanding and evaluating the product.
Reply time: February 2022-18. Please refer to the latest business changes announced by Ping An Bank in official website.