Generally speaking, funds are like companies with a lot of money to invest in. You should consider the comprehensive conditions of these companies in the market. Company strength, general manager ability, risk resistance ability, comprehensive strength, etc. Choose some companies that are considered reliable to invest. You can also say that you invested your money in someone you trust relatively. Give the money to the fund company, and the professional fund manager will invest and get the income. It's up to you to decide whether to win or lose by giving money to others for stock trading.
There are many types of funds, such as partial stock, partial debt, currency, index, hybrid, fund, open, closed, semi-closed, fixed income+and so on. In this small series, I will talk about the differences between these funds in detail.
Partial stock funds: the investment direction is mostly in the stock market, which is one or several types, such as military industry and liquor, rather than one or several stocks. Partial stock funds have the characteristics of high returns and high risks, which may double in a few months or lose everything.
Partial debt fund: the main investment direction is bonds, which have low returns but are stable and suitable for saving money.
Money fund: The main investment direction is money, and the income risk is relatively low, which is very suitable for resisting inflation.
Mixed funds: all kinds of funds invest a little, diversify their investments and risks, but they are not absolutely risk-free, and the risks are higher than bonds and currencies.
Funds in funds: also called fof, the main investment direction is other funds, and only fof can invest in funds. Other types of funds cannot directly invest in funds and belong to Prince Charming.
Closed-end funds can't quit halfway, only on the open day, open-end funds can quit at will, and semi-open funds can quit at will after a certain period of time.
There are also overseas investment funds that invest in overseas markets; Index funds, funds that invest in all stocks, and so on. There are many kinds, and there is always one for you.
There are two popular ways to buy now. First, observe the market and predict the growth of investment. Just like investing in stocks, the return is intuitive, buy low and sell high, which is suitable for short-term investment.
The other is the fixed investment of the fund, which is purchased on a fixed date for a few days or half a month. The advantage is that you don't have to spend energy and you can effectively praise money. The disadvantage is that the income is not fixed and you may buy at a high point. However, if you don't use money for a long time, you will save money for financial management. This method is very suitable for small white novices.