The fixed investment of the fund is called regular fixed investment fund, which refers to investing in the designated open-end fund at a fixed time and with a fixed amount. Advantages and disadvantages are mainly reflected in the following aspects:

Benefits:

1, convenient and trouble-free: investors only need to go to the fund agency to handle the one-time procedures for the fixed investment of the fund, and then they will automatically deduct the subscription for each period, which is very convenient and trouble-free;

2. Low risk: the fixed investment of the fund avoids the influence of investors' subjective judgment on the timing of admission, and can obtain the average income of the industry with low risk;

3. Stable rate of return: the fixed monthly investment of the fund effectively disperses investment risks, has strong ability to resist market fluctuations, and has a very stable rate of return.

Disadvantages:

1, limited income: the fixed investment of the fund can spread risks and spread income. Investors' income is relatively stable, but it is difficult to obtain high returns;

2. Long time: The fixed investment of the fund is a long-term investment, and it is difficult to get a return in the short term. It usually takes three to five years, and investors must have a stable cash flow as a support.

Summary:

The advantages of fixed fund investment are convenient operation, low investment risk and stable rate of return, while the disadvantages are limited income and long investment cycle.