At the end of the year, investors need to decide whether to keep or sell the funds in their hands based on the author's own judgment.

It doesn't make much sense to redeem the fund before the year.

First of all, from the perspective of the nature of the fund itself, the fund is inherently a medium- and long-term investment, and long-term investors can adapt to changes without change.

Secondly, judging from the trend of the market at the beginning of the Lunar New Year over the years, general funds will rise after the Spring Festival. It is a harvest season, and there are two sessions to be held in March. The trend of the market is optimistic, that is to say, after the arrival of the Spring Festival

There is a high probability that there will be another round of growth in the net value of the fund.

But if you are in a hurry for money or have other needs, you can also sell some of it and reduce your position.

If the money used for investment is spare money, you can keep it and wait for the increase after the Spring Festival.