I am in Jiangxi and want to buy a pension insurance.
I think Songhe Yi Nian is good and want to buy it.
You can carefully read the insurance liability and terms in the insurance contract. Generally, they are clearly written on it. If you don’t understand, you can directly consult the company’s customer service or go to the counter directly.
Participating insurance is still good.
The company will be awarded more points if it is good, less points or no points if it is not good.
Because it is a pension insurance, it can certainly play a certain role in saving and ensuring pension.
Reliable is reliable.
Because insurance companies in my country generally do not go bankrupt, and the China Insurance Regulatory Commission also has the establishment of an insurance protection fund. If it goes bankrupt, all the insured's interests can be transferred to companies designated by other countries to continue to fulfill their responsibilities. Part of it may be lost, but this probability It's very small.
Moreover, China Life is currently a company with high competitiveness and market share, and its operating performance is still good.
Since insurance covers a wide range of areas, once it goes bankrupt, it will definitely cause social instability, and the state will not let it go bankrupt easily.
Don't worry.