1, select fund companies
Look at the ranking and rating of fund companies first, and then look at the investment style of fund companies. We can analyze the income by looking at the products of fund companies. If the investment style is radical, focusing on the pursuit of income, we should consider our own risk tolerance.
2. Choose a good fund manager
The first is to look at the historical performance of the fund manager, whether the fund manager has worked in the fund company for a long time, whether the performance belongs to stable growth, investment ability, return on employment, maximum retreat and so on.
Secondly, the investment philosophy of fund managers. Some fund managers' investment ideas tend to pursue income, so the fluctuation of funds may be relatively large, and investors should consider their own affordability.
3. consider the size of the fund
Generally speaking, it is enough to choose a moderate fund size. If the scale of the fund is too small, when the market is not good, the fund will continue to fall to a certain value, and it will go bankrupt and be liquidated, and there is a risk of liquidation.
However, it is not good for the fund to be too large, because the fund manager is not good at changing positions and management, so everyone should consider many aspects when choosing the fund size.