Now most families have a certain amount of savings, so many families will think about how to change more money. At this time, many people will choose to buy funds, so the following small series will share some knowledge about the fact that funds have no income or do not show income on weekends.

Does the fund have no income over the weekend or does it show no income?

Whether the fund has any income over the weekend depends on the specific type of fund products. Some funds make money on weekends, but not all funds make money on weekends. Only money funds and bond funds make money on weekends. So if you buy money funds and bond funds, as long as you start to confirm the calculation of income, then weekends, including holidays, are profitable.

However, like other types of funds such as stock funds, the stock price held by the fund is still the closing price of the previous trading day because the stock market is closed on weekends. So the net value has not changed or the net value of the previous trading day, that is, there is no income at the weekend, and the income shown is the latest net value after the close on Friday.

The income obtained by the fund mainly comes from interest income, dividend income, capital gains and capital appreciation in the operation of fund assets. The income of money funds and bond funds mainly comes from interest income, and their interest is calculated according to 365 days, so even if there is no transaction on weekends and holidays, interest will continue to generate. The interest rates on weekends and holidays are calculated according to the seven-day annualization of the trading day before the holiday. The income of stock funds mainly comes from the increase of capital appreciation, that is, net value. Only when stocks are traded on trading days can their net worth increase, so equity funds have no income on weekends and holidays.

The trading hours of stock, index and hybrid funds are from 9: 30am to11:30am from Monday to Friday, and from13: 00pm to15: 00pm (closed on weekends and legal holidays). There is no income, and the fund does not trade on weekends and does not show income.

Does the fund have no income over the weekend or does it show no income?

Whether the fund makes money on weekends depends on the type of fund. Some types of funds make money on weekends, while others don't, so they won't show the income, depending on the situation.

The types of funds can generally be divided into: money funds, bond funds, mixed funds, index funds, stock funds and so on.

Among them, the money fund is the least risky type, and its investment direction is mainly cash, bank deposits with maturity less than 1 year (including 1 year), bond repurchase, central bank bills, interbank deposit certificates, bonds with remaining maturity less than 397 days (including 397 days), debt financing instruments of non-financial enterprises, asset-backed securities, etc. From the investment direction, we can know that the money fund is profitable on weekends, because the income of the money fund is calculated on a daily basis.

Secondly, there are bond funds. Bond funds mainly invest in bonds, and their investment direction is also calculated on a daily basis. Therefore, funds will also make money on weekends, and the risk of bond funds is slightly greater than that of money funds.

Finally, there are hybrid funds, index funds, stock funds and other types with relatively high risks. These investment directions are to invest in stocks. The stock market will be closed on weekends and there will be no transactions. The investment direction of funds is stocks. If stocks are not traded, there will be no income, so funds will be in a state of no income at the weekend, so there will be no income.

If investors want the funds they buy to be profitable every day, they can give priority to money funds or bond funds, and basically they will make profits every day. However, it should be noted that the fund is a risky investment, that is, the funds inside are not guaranteed capital and interest, but have certain risks, so you need to be cautious when purchasing. If they can't take any risks, they should give priority to time deposits.

Fund knowledge: whether the fund has no income or does not show income on weekends.

There is no fund income on weekends. The trading hours of the Fund are Monday to Friday from 9: 30- 1 1: 30, and in the afternoon 13:00- 15:00 (no trading is allowed on legal holidays). There is no income from not trading the fund, but the income generated by the fund will be reflected on Friday and the income on Saturday will be displayed.

The fund net value of the day is generally updated the next day, which also leads to the update of the fund income the next day.