Legal analysis: The personal medical insurance account was canceled last year, and the personal medical insurance account will be canceled before the end of 2020.

Starting from 2021, employee medical insurance will remain unchanged, but the personal accounts of the New Rural Cooperative Medical Insurance and Urban and Rural Residents Medical Insurance will be cancelled.

After cancellation, the money in the personal medical insurance account will not be cleared, but the card can be used normally when going to the pharmacy.

Moreover, general outpatient clinics can also be reimbursed, and at least 50% can be reimbursed, making medical insurance more practical.

Legal basis: Article 2 of the "Social Insurance Law of the People's Republic of China" The state establishes basic pension insurance, basic medical insurance, work-related injury insurance, unemployment insurance, maternity insurance and other social insurance systems to protect citizens in the event of old age, illness, work-related injury,

The right to obtain material assistance from the state and society in accordance with the law in cases of unemployment, childbirth, etc.

Article 26 The treatment standards of basic medical insurance for employees, new rural cooperative medical insurance and basic medical insurance for urban residents shall be implemented in accordance with national regulations.

Article 28 Medical expenses that comply with the basic medical insurance drug catalog, diagnosis and treatment items, medical service facility standards, and emergency and rescue expenses shall be paid from the basic medical insurance fund in accordance with national regulations.