It should be noted that investors buy before 15: 00, submit purchase orders on the same day, and confirm their shares on the next trading day, but buy after 15: 00, submit purchase orders on the next trading day, and confirm their shares on the next trading day.
Index fund is a fund product that takes a specific index as the target index, takes the constituent stocks of the index as the investment object, builds a portfolio by purchasing all or part of the constituent stocks of the index, and tracks the performance of the target index.
At present, the mainstream indexes in the market are the Shanghai and Shenzhen 300 Index, the S&P 500 Index and the Nasdaq 100 Index.
choice criterion
1, pay attention to the strength of fund companies-fund comes first
When choosing any fund, the strength of the fund company should be the primary factor that investors pay attention to, and index funds are no exception. Although the index fund is a passive investment, the operation is relatively simple, but tracking the underlying index is also a complex process, which requires accurate calculation and rigorous operation process. Powerful fund companies can usually track the underlying index more closely.
2. Pay attention to fund fees-cost wins.
Compared with actively managed funds, one of the advantages of index funds is low cost, but different index funds have different degrees of "low cost", so it is very necessary to minimize the investment cost. Of course, it should be noted that lower fees are important, but the premise is that the fund has good returns. Don't blindly choose index funds for lower fees.
3. Pay attention to the target indicators-the most important.
The core of index fund lies in the index it tracks, so it is particularly important to know the corresponding market when choosing index fund. In addition, investors can also achieve the purpose of asset allocation by investing in different index funds.
At present, there are many kinds of indexes in the domestic market, which can be described as "a hundred flowers blossom and a hundred schools of thought contend". Different indexes cover different markets and have different risk-return characteristics, such as Shanghai Stock Exchange 180 and Shenzhen Stock Exchange 100 index, which reflect the situation of Shanghai and Shenzhen stock markets respectively.
CSI 100 and SME index reflect the situation of blue-chip enterprises and SMEs in Shanghai and Shenzhen stock markets respectively. Even with the launch of cross-border ETFs, it is a good asset allocation direction to choose the Shanghai and Shenzhen 300 index funds and funds investing in overseas market indexes at the same time, which can play a role in diversifying investment and risks to a certain extent.