It depends. First, if your understanding of security is unsafe, does it mean it is a scam? Then you can rest assured. Most of the funds in Alipay can be purchased with confidence and will not be said to be a scam or something.

Second, if your understanding of safety is unsafe, does it mean that you will lose money if you buy it? Then you can rest assured. The funds and other products you buy are risky and may lose money.

But this risk belongs to the risk of normal market fluctuation, and you can't avoid it.

In addition, different types of funds have different risks. Equity funds have the highest risk, followed by bond funds, and monetary funds have the lowest risk.

However, from the perspective of income, equity funds have the highest income, followed by bond funds and monetary funds have the lowest income.

You can't have your cake and eat it, which depends on your personal risk preference and risk tolerance.

Finally, please remember that financial management is risky and investment needs to be cautious. This is not just a simple slogan.

If you want to manage money and make money, you have to be prepared to bear the risk of loss. If you find it useful, like it and support it!

If you have more financial problems, you can also trust me privately.