Recently, the market volatility has intensified and the hot plate rotation has accelerated. Leading the rise the day before, and may lead the decline the day after, with great fluctuations. What should we novice investors do? Is it better to speculate in the short term or hold it for a long time? Today, Bian Xiao will share with you how to invest in industry theme funds for your reference only!

What is a theme fund?

Simply put, a fund that focuses on investing in an industry or a theme is called a theme fund. Such as chip theme, medical theme, consumption theme, military theme, liquor theme and so on.

Because the investment direction of theme funds is relatively concentrated, once they set foot in the right place, the corresponding industry theme funds can show strong explosive power in a short time and obtain higher excess returns, such as chips, medicine, consumption and liquor last year.

At the same time, however, the selection of theme funds is difficult, with large cycle fluctuations, which requires high investment capacity. Because of this, some investors made fun of it-they met the "love rat" theme fund.

How to choose a good theme fund?

1. Select a track

A good track has long-term investment logic and growth. A good investment theme should have reasonable investment logic, long-term growth and solid performance support.

First you can look at the width. The theme should also be flexible. It is best to choose a theme with adjustment flexibility within a certain range. Because market hotspots and economic development trends are actually dynamic, the development of the industry itself needs to be upgraded and adjusted. If the topic is too narrow, it may be passive.

Second, you can look at the strategy. Have a theme strategy that conforms to your own values. Does the investment system and ability range of the theme fund manager match the corresponding theme?

Step 2 choose a fund

After determining the "good" themes, the question is how to find the funds corresponding to these themes:

Screen theme funds according to fund names and heavyweight stocks.

The names of many industry theme funds will indicate the specific industries to invest in, such as medicine, health, science and technology, food and so on. But some of them may be named broadly, such as consumption and value, which will make you confused about what industry they are buying.

This requires paying attention to the fund prospectus or looking at embarrassing stocks to judge the specific investment industry. This will also exclude those funds that are not worthy of the name.

After screening out the specific industry theme funds, it is necessary to carry out a key step-selecting the best among the best. This is more complicated, because different funds invest in industry stocks and positions, as well as the investment strategy and management level of fund managers, which may lead to a big performance gap. What we have to do is to choose products with higher probability of making money in the future from these funds.

For the screening of actively managed funds, we can mainly pay attention to the following points: the investment and research strength of fund companies, the scale of funds, and the past performance of funds. And the performance of the fund manager in managing the fund, and whether the fund manager has relevant industry research background;

Looking for theme index funds

The advantages of theme index funds are: they will not miss the rise of any theme-related stocks. If the theme stocks rise, they usually earn much more than hybrid funds; But the same index fund will not miss the decline of any theme stocks. For investors who don't know how to screen "good" funds, as long as you are firmly optimistic about a certain theme, choosing theme index funds is a good choice. However, index funds fluctuate greatly, so investors need to choose according to their risk tolerance.

Index funds are relatively easy to pick up. Because funds passively invest in industry heavyweights, there is no need to consider the factors of fund managers too much. Generally speaking, performance closely tracks the rise and fall of related industry indexes.

The only thing to note is that some industries will have multiple sub-indices, so you need to search and check the compilation rules of this index and which heavyweights are there.

Finally, I would like to remind you that the premise of investing in industry theme funds is that you have a certain understanding and research on this kind of industry, or that you are optimistic about the medium and long-term prospects of this industry, rather than being attracted by the short-term market rise, otherwise it will be difficult to grasp the trading opportunities, easily catch up with the quilt cover, and it will be difficult to enjoy the dividends of the medium and long-term development of the industry.

How to invest in theme funds?

1. Understand the risk-benefit characteristics of the theme.

First of all, it is also important to have a certain understanding of investment-related topics. Don't blindly invest or follow suit.

The investment risk of theme funds is relatively concentrated. Because the investment attribute is relatively simple, once the industry style rotates or the policy changes greatly, the return of the theme fund will not be small. In addition, because the theme is relatively fixed, it is not as flexible as a fund with a broader theme when the direction of market hotspots changes. Therefore, when faced with opportunities and challenges, such theme funds will be slightly less flexible, and it is very likely that they will miss some market opportunities. All these are what investors need to know.

Only by fully understanding the opportunities and investment risks of Ou Zi can we maintain rational judgment.

Timing of buying and selling is very important.

This is the key to making money, and choosing the right time is very important for the fund. For optimistic theme funds, you must enter in advance to avoid becoming a receiver.

Many theme funds have attracted much attention because of its short-term skyrocketing, and have suddenly become popular funds. If this theme has experienced a short-term surge, then the price of theme stocks has largely reflected and overdrawn the future increase. If you are not determined enough and follow the trend, you are likely to become a catcher. Related to this, for the investment of theme funds, we must know fairly well and lay out in advance.

When investing in theme funds, you should invest in a theme that you can understand. What is the investment logic of this theme? Is the industry growing, cyclical or policy-oriented? What are the relevant stocks? How is the industry performing? What stage has it reached at present? How much space is left for participation?

If these questions can't be answered, blind investment without understanding a theme or an industry will have a high probability of heavy losses.

When choosing a theme fund, we should not only pay attention to the income level of the theme, but also pay attention to its volatility. If a theme can really provide good returns for a long time, but if it fluctuates greatly, once it is bought at a short-term high point, investors may not be able to bear the subsequent callback stop loss, so it is likely that the loss will outweigh the gain.

3. Securities investment, risk diversification

Finally, because the theme fund has the characteristics of relatively high risk, high income and narrow investment scope, it is suggested that individual investors should try to adopt the "core-satellite" combination strategy in actual investment, that is, whether your core layer is a position or should be allocated to a stable stock fund or a fixed-income fund, high-risk investments such as theme funds should be used as the satellite layer with lower allocation positions.

Theme fund investment strategy

1, measured by value investment, the more you fall, the more you buy, and the more you rise, the more decisively you sell;

2. Build a combination and a long-term mentality;

3. Funds that can be sold on rallies during the rotation of different themes will enter industries with relatively low valuations.

In short, the investment attributes of theme funds are relatively simple and the risks are relatively concentrated. Therefore, if your risk tolerance is low, I suggest you not to participate in the theme investment easily. On the contrary, if you have a high risk tolerance, a certain ability to predict future hot spots or have in-depth research on a certain industry, then investing in theme funds is a good choice.

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