Investors may consider redeeming the Fund when the following factors change:

Investment Term Funds used for fund investment need to be realized within a certain period of time. However, different types of funds consider redemption opportunities in advance at different times. Generally speaking, stock funds need a long time in advance, while money market funds and bond funds need a short time.

If the financial objectives change, redemption should be considered. At this time, whether it is a one-time redemption or a batch redemption should be determined according to the new financial management goal.

The main basis of portfolio adjustment should be that their risk tolerance and investment preference have changed greatly. Set the profit/stop loss point Because the fund is an effective tool for relatively long-term financial management, we should be cautious when using this factor to decide to redeem the fund. For example, from April 2, 2004 to June 3, 2005, the Shanghai Composite Index fell from 1768.65 to10/3.64, a decrease of 42.69%. During this period, 29 open-end funds fell by an average of 20.42%. From June 3, 2005 to the end of February, 2006, these funds made up for the loss of the last round of decline, which took 8-9 months. Then the bull market soared.

Fund performance has lagged behind similar products for a long time, which is at least three years from the perspective of foreign fund evaluation institutions. China's open-end fund has only a history of more than five years. Investors should take at least half a year as the unit to inspect the fund's performance, and also comprehensively consider the fund's performance in bull market and bear market.

The fundamentals of the fund, such as the integrity of the fund company, have serious problems.