Now trust institutions are all over the world, and no matter which part of the enterprise has trusts to serve it, it is worth considering to choose a trustworthy company among these trust institutions. Moreover, Minmetals International Trust has been committed to honest management and has been welcomed by many people. Although Minmetals International Trust has not been established for a long time, it has been recognized by countless countries and enterprises in the short years of development and has excellent performance. Minmetals International Trust mainly undertakes the business of asset operation and management, as well as some specific project development prospects or financial investment. Every business is run by a professional team and deserves the trust of every enterprise. Since its establishment, Minmetals International Trust has made remarkable achievements, and due to the rapid development of its business, the demand for talents is gradually increasing, and its development prospects are very bright.
Main trends of bank wealth management products
(1) The gradual expansion of interbank financial products has mapped the original "silver-to-silver" cooperation mode between foreign-funded institutions and Chinese commercial banks into the interbank financial management mode between large domestic banks and small and medium-sized banks.
(2) The gradual attempt of portfolio insurance strategy, whether the product is stable or not does not depend on whether to participate in the investment of high-risk assets, but on the rational allocation of portfolio.
(3) The number of dynamic management products is increasing gradually, and the flexible investment direction and combination and high liquidity are the main advantages of this kind of products. However, the information transparency of such products is worthy of attention.
(4) With the gradual prosperity of 4)POP(Product of Product), the investment needs of investors with different risk tolerance can be met through the combination of different types of bank wealth management products.
(5) With the gradual rise of alternative investment, artworks and drinks (wine, tea) have gradually entered the investment horizon of bank wealth management products market, and the future low-carbon concept, real estate and natural resources investment will become the next hot spot.
Bank wealth management products can also be divided into guaranteed income wealth management products and non-guaranteed income wealth management products. The income of guaranteed income-based wealth management products is fixed, and the income stipulated in the agreement can only be obtained after it expires, otherwise it is not guaranteed.
Non-guaranteed type is divided into guaranteed floating income wealth management products and non-guaranteed floating income wealth management products. Financial products with guaranteed capital and floating income refer to financial products with non-guaranteed capital, in which the bank guarantees to pay the principal to the customer according to the agreement, and the investment risks other than the principal are borne by the customer, and the actual income of the customer is determined according to the actual investment income.
The risk of capital preservation floating income in general banks is second only to the risk of savings, and it is the best choice for stable customers who pursue stable income. With the stock market downturn, the real estate and automobile markets are on the sidelines, and the "spare money" in personal savings accounts of banks has begun to increase.