Bank of China, Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank and China Merchants Bank can all handle it.

China Bank is the only senior bank in China that has been operating continuously for more than 100 years. Institutions all over the country, including BOC International, BOC Investment, BOC Fund, BOC Insurance, BOC Aviation Leasing, BOC Consumer Finance and China Holding Financial Institutions.

The only "Bank of Ao Shuang" in 20 17 countries. In 20 19, China became the only institution in emerging market economies. In June of 20021year, Banker announced the Top 202 1 000 Global Banks.

Corporate finance business

As the main profit source of China's banking business, it provides personalized and innovative financial services to customers based on the core credit products of the bank. In 2007, corporate finance continued to improve the customer service system, promote overall business linkage, strengthen product innovation and financial integration, and strengthen line management.

Bank of China implements the development strategy of serving key large-scale high-quality corporate customers and pays attention to long-term cooperative relations with large-scale high-quality customers. It is an important part of enterprise financial business and an efficient, professional and comprehensive partner.

Second, how to handle bank mortgage loans?

Specific process of personal mortgage loan: 1. Apply for a loan from a bank; 2. After the acceptance of the bank, evaluate the value of the mortgaged property and verify the loan amount according to the evaluation value; 3. Sign a loan contract, etc. ; 4. Apply for real estate mortgage registration; 5. Information required for banks to issue personal mortgage housing loans: 1. The borrower's valid identity card and household registration book; 2. Proof of marital status, unmarried persons need to provide proof of unmarried, and divorced persons need to issue a civil mediation or divorce certificate (indicating that they have not remarried after divorce); 3. If you are married, you need to provide your spouse's valid ID card, household registration book and marriage certificate; 4. The borrower's income certificate (salary income certificate or tax payment certificate for half a year); 5. Real estate title certificate; 6. Guarantor (ID card, household registration book, marriage certificate, etc. ) Note: 1. Loans can only be made with collateral, and the sum of loan amount and interest during the loan period cannot exceed1/2 of the assessed value of collateral; 2. Have a long-term and stable income source, enough to pay the monthly loan principal and interest; 3. Guarantor; The loan needs to pay lawyer's witness fee, mortgage registration fee, mortgage property insurance fee, property appraisal fee, etc. It usually takes about 15-20 working days to get the loan.

Third, how to handle bank mortgage loans.

Mortgage loan processing flow: there are four main steps. The second step is the bank's loan review. The bank investigates the borrower's guarantee and credit, examines and approves according to the procedures, and informs the borrower of the examination and approval results. The third is to sign a contract, and the fourth is to issue loans.

4. What are the procedures for applying for personal property mortgage loan in China Bank?

Procedure:

1. The borrower applying for personal property mortgage loan must meet the following conditions:

Have full capacity for civil conduct.

Can provide valid identity certificate, residence certificate, marriage certificate and income certificate.

Personal credit is good.

The loan is used legally.

Have a stable job and income.

Have the ability to repay in full and on time.

There is a property that meets the requirements of the bank as collateral.

2. In line with the above conditions, the borrower can apply for a loan from the bank and submit his valid identity certificate, residence booklet, residence certificate, mortgage ownership certificate, mortgage consent certificate, mortgage evaluation certificate, income certificate or tax payment certificate.

3. The bank shall examine and approve the application and loan information submitted by the borrower;

After approval, the borrower signs a loan contract with the bank and goes through mortgage registration, insurance and other procedures;

Next, the bank will transfer the loan amount to the account agreed in the contract; Finally, the borrower repays the loan on time.