There are many reasons for the decline in funds this year. First, the slowdown in domestic economic growth has led to a downturn in the stock market and also affected the fund market. Secondly, influenced by the turbulent situation abroad, investors reduced their investment and monetary policy changed, which made the fund market fluctuate; In addition, the fund market is also affected by policies, and unstable policies will also lead to market fluctuations; Furthermore, the management level of the fund company will also affect the performance of the fund. If the management level is not high, the performance of the fund will also be affected. In short, there are many reasons for the decline in funds this year. Investors should be cautious in investing in funds and guard against risks.