First, the expected rate of return of CCB's quick profit.
May be affected by the Sino-US trade war, the expected rate of return of the entire money fund product market is declining, and CCB's quick profit has also dropped from the previous 4.5% to 4.3%.
Considering the fluctuation of seven-day annualized expected return, this paper does not take the expected return as an example, but calculates it according to the average expected return in the past period.
Second, the expected income of CCB's quick deposit of one million yuan.
According to the principal of 1 million and the expected income of 10,000 copies 1. 15 yuan, how much expected income can CCB give you?
1. Expected daily income
The calculation method is to directly multiply the principal by ten thousand expected income:100 *1.15 =115 yuan.
2. Expected monthly income
1 15*30=3450 yuan, even if the expected rate of return fluctuates, it should be kept above 3400 yuan.
3. Expected annual income
As the quick profit of CCB is a compound interest product, we will consider the compound interest factor when calculating the expected annual income:
1000000 * (1+4.33%/365) 365 =1044248 yuan, which means the expected income for one year is 44248 yuan, while 3450 *12 = 4/kloc-.
Summary: If you deposit one million yuan in CCB quickly, your monthly income will be about 3,450 yuan. According to the result of compound interest for one year, your actual monthly income will reach 3687 yuan.