Legal analysis: among the hospitalization expenses of kidney transplantation, the donors and drugs that are not in the medical insurance catalogue do not belong to the scope of medical insurance reimbursement, and are borne by individuals. Due to the different reimbursement rates of different diagnosis and treatment items and different types of drugs, the specific reimbursement rate needs to be determined according to the cost composition. After renal transplantation, outpatient anti-rejection treatment needs to go through the formalities of reporting chronic diseases, and after admission, you can enjoy the medical treatment of chronic diseases in outpatient service by charging according to the policy. Drugs are also divided into two categories: A and B. The first category of drugs is 5%, and then 80% is reimbursed; Class B drugs are directly reimbursed 80%. Due to the shortcomings of basic security and wide coverage in social security, Renren Insurance Network suggests that you can insure yourself with a critical illness insurance in advance, which can provide sufficient medical expenses and rehabilitation expenses after suffering from major diseases.

Legal basis: Regulations of People's Republic of China (PRC) Municipality on Basic Medical Insurance for Urban Workers.

Twenty-eighth personal accounts are used to pay medical expenses beyond the scope of the overall fund; If the personal account is insufficient to pay, it shall be borne by me.

Twenty-ninth serious illness hospitalization medical expenses, according to the following methods to pay:

(a) Qifubiaozhun in principle control in the city, county, autonomous county last year, the average social wage of workers 9%-0%.

(two) the maximum payment limit is controlled in principle at 3-5 times of the average social wage of employees in cities, counties and autonomous counties in the previous year.

(three) medical expenses above the minimum deductible and below the maximum payment limit are mainly paid by the overall fund, and individuals bear a certain proportion. Give appropriate care to the proportion of retirees who bear medical expenses.

The scope of serious diseases, the specific standards of Qifubiaozhun and the maximum payment limit, and the proportion of sharing medical expenses above Qifubiaozhun and below the maximum payment limit shall be determined by the provincial people's government.

Thirtieth medical expenses below Qifubiaozhun and above the maximum payment limit shall not be paid by the overall fund.

Thirty-first basic medical insurance fund to pay part of the cost of diagnosis and treatment projects and class B drugs list, the proportion of individual pays, determined by the provincial people's government.