The fund has been trapped, is there still a chance to unwind it? How long will it take for the fund to unwind?
Nowadays, many people will make some investments when they have money, and many people will invest in funds. However, the ideal state of fund investment is to buy low and sell high, but this requires investors to have the ability to judge market trends. Ability, but there will always be losses in fund investment, so will the capital be recouped if the fund loses and sticks to it?
Will the capital be recovered if the fund loses money?
If the fund loses money, you may not be able to get back your capital if you stick to it, because stock investment is risky, and the rise and fall of stocks are affected by many factors. When you make an investment loss, you must maintain a good attitude, rationally analyze the future development trend of the stock, analyze and consider the general market trends, and make correct judgments after careful analysis. If the stop loss line is touched, Then investors must resolutely sell to avoid further losses.
Different types of funds have different risks, some have high risks and some have low risks. For example, capital-guaranteed funds can protect investors' principal from being affected if losses occur; non-capital-guaranteed funds may cause investors to lose all their money if losses occur.
Based on the differences in investment risks and returns, funds can be divided into growth, income and balanced funds. According to different organizational forms, they can be divided into corporate funds and contract funds. A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; it is established by a fund manager, a fund custodian and an investor through a fund contract, which is usually called a contract fund. my country's securities investment funds are all contract funds.
Will the capital be recovered if the fund loses money?
Funds can be divided into stock funds and bond funds, which means investing money in stocks, bonds or both. Therefore, when the stock market plummets, stock-biased funds are at risk of collapse, while debt-biased funds have lower risks and are unlikely to collapse.
Generally speaking, stock-biased funds have higher risks, but the expected returns are also higher; debt-biased funds have lower risks, and the expected returns are also lower; stock-bond balanced funds have lower The risks and benefits are more moderate.
Public funds include currency, bond, capital-guaranteed, hybrid, and stock funds. Currency funds have the lowest risk, and the risks of bond, hybrid, and stock funds increase in order; currency funds generally There will be no loss. Other types of funds have the risk of loss. Capital preservation funds can only achieve capital preservation when the holding period reaches the capital preservation period (three or five years).
In general, if a fund loses money and sticks to it, it cannot be 100% recouped. After all, there are many factors that affect it. If users make rational judgments when encountering fund losses, after all, there are risks in investment. Don't be blind and stop in moderation.