Will the fund return to its original value after it has fallen and has not been sold?
It depends on whether the fund can recover its capital if it doesn't sell. Generally speaking, the degree of loss is less than 20%, and investors hold it for a long time. If the market of the follow-up fund is good, it will be more likely to recover its capital. However, if the loss is relatively large, such as the loss reaches 20%~50%, then the fund will not buy it after the loss, and it will take a long time to recover its capital. If the fund
When the fund falls, it is necessary to analyze the reasons for the decline, to see whether the fund is the overall reason of the market or the problem of the industry sector, or whether the fund manager has a problem with his own configuration. Find out the reason first, and then decide whether to continue holding or redeeming, redeeming part or leaving part to wait and see.
Will the fund lose its principal if it doesn't sell when it falls?
Theoretically speaking, the fund does not guarantee the principal and interest, but in practice, the fund will not fall to the principal loss, because when the fund loses to a certain extent, the fund will enter bankruptcy liquidation and then be distributed to investors according to the remaining share of the fund. However, when the fund loses to bankruptcy liquidation, the degree of loss is generally relatively large.
Therefore, when investors buy funds and when the funds fall, it depends on the situation. If the fund itself is not good enough and always goes up less and falls more, then they can consider selling the fund.