In fact, at the national level, it has been forbidden for people who participate in employee pension insurance to receive pensions after increasing the payment period through one-time payment. If the retirement age is less than 15, the payment should be extended to 15. Unless you are insured before July of 20 1 1 year, you can pay in one lump sum to 15 years after a five-year delay. If this is not the case, it is illegal for others to pay a lump sum and then receive a pension.
Then, how can it be circulated recently that pensions will be paid in violation of regulations in 2023?
In fact, after verification, this is mainly Shandong's new policy. According to the Opinions of Shandong Provincial Department of Human Resources and Social Security on Standardizing the Collection of Endowment Insurance Benefits, it is clearly put forward that-
One-time payment of basic old-age insurance premiums for enterprise employees in violation of regulations (including multiple payments). After investigation, it is indeed illegal to pay back, in principle, the number of years of illegal payment is not recognized, and the treatment received due to illegal payment should be retired; Unless otherwise stipulated by the state.
Since this opinion has been implemented since June 5438+February 3, 20221,in 2023, Shandong will definitely carry out the work of illegally paying back the endowment insurance for enterprise employees, and some people who violate the rules should pay attention. You know best whether you pay back the money illegally. Don't take chances, or consciously cooperate with the retreat.
How to return it specifically?
If it is verified that it is illegal to pay back, the social security agency will tell you to refund it once. Of course, if it is still difficult to return in one lump sum, you can sign an installment return agreement according to your own opinions. This is also a very humane move.
What if someone refuses to return it? In fact, social security agencies also have many ways. According to the opinion, those who have received the pension will be deducted from their monthly pension, or from the one-time treatment such as funeral allowance, one-time pension and inheritable personal account balance.
If the money is not enough or the parties refuse to cooperate, the social security institution may apply for compulsory execution or bring a lawsuit to the court. If you break your promise, you will be punished jointly. Therefore, it is not feasible to let those who receive pensions in violation of regulations pay in one lump sum and feel that they can get away with it without cooperation.
In fact, illegal one-time payment of pension actually damages the principle of social security fairness, which is unfair to other insured persons and is also a loss of social security fund. Therefore, paying back the pension is also the proper meaning of maintaining fairness and ensuring the healthy operation of the endowment insurance fund.
What about the pension after retirement?
Many people are concerned that after retirement, the payment period is reduced, and how to collect pensions? In this regard, the Opinions also clearly stipulate that there are three main situations-
After reducing the payment period, if the remaining payment period is still 15 years, the basic pension will be recalculated;
After deducting the payment period, if there is still a remaining payment period but it is less than 15 years, the payment can be extended according to the regulations after paying the old-age insurance benefits. Meet the conditions, receive the basic old-age insurance benefits for employees on a monthly basis;
After reducing the payment period, if there is no remaining payment period, the employee's basic old-age insurance relationship shall be terminated and he may voluntarily participate in the basic old-age insurance for residents.
In other words, if the payment period is 15 years, the pension will be recalculated. If it is less than 15, the payment will be delayed until the delayed payment exceeds 15. If there is no payment period, the pension insurance relationship will be terminated, and no pension will be received, but residents can participate in the pension insurance.
Therefore, in 2023, it is expected that the pensions of some illegal payers will be recalculated and then reduced. Someone wants to postpone payment. Of course, these consequences should be borne by these people. If I know today, why should I know? This also warns everyone not to do anything illegal at any time, or you will suffer the consequences in the end.