First, generally speaking, diversification is good, because few people can choose a good stock and hold it for a long time. For example, leading stocks in every industry, such as all kinds of wool, and now new energy, technology and so on. If they can grasp the general trend of the times, it is good to hold down a stock and make a lot of money, but retail investors often can't get a good stock and are afraid of going up and down.

Second, if the funds are not used for a long time, you can buy three or five stocks, open positions, keep doing T, and do T back and forth. After one year, the income is still considerable. Don't try to chase hot spots everywhere. That's what bookmakers do, and ordinary retail investors really can't do it. There is a really good saying, that is, choose the simplest way to make the most money, don't doubt yourself, just stick to it, but only if the stock is good, not bad, and needs to fluctuate to some extent, which is the best.

Third, if you don't want to buy stocks, floor funds, especially index funds, are also good choices, with low cost, low risk and certain fluctuations, especially in some industries, the most typical of which is securities. You can set 5%, 7%, 10% if you keep doing T. I'm doing this myself now, and it feels good.

Fourth, the simple road, choose a simple method, just stick to it, don't doubt yourself, no one knows what will happen tomorrow, what hot spots will appear, maybe a good bad news will suddenly pop up, and you will make a profit.