Education insurance, also known as education fund insurance, is an insurance that reserves education funds for children. The product form of education fund is generally annuity insurance. For those who don't know about annuity insurance, you can read the following article to avoid being cheated:
Learn this trick and stay away from the 99% pit of annuity insurance.
Let me briefly talk about the matters needing attention before buying education fund insurance.
1, adults take precedence over children.
When applying for insurance, it is recommended to follow the allocation order of adults first and children later. Because adults are the economic pillar of the family, once they fall, the impact on the family is great, and the children will also be affected. Therefore, before you configure insurance for your child, you need to see if your protection is complete.
2. I have bought enough personal protection.
The essence of education fund insurance is to reserve education funds, which has a strong financial nature. Personal protection is actually more important than financial management.
After all, children are always facing various risks. Once you encounter all kinds of accidental injuries and serious illnesses, life insurance such as critical illness insurance, medical insurance and accident insurance can be better protected. Therefore, we must abide by this principle before taking out insurance: guarantee first, then manage money.
If you don't know the difference between these personal insurances and how to buy them, take a look at this strategy:
What's the difference between critical illness insurance, medical insurance, accident insurance and life insurance? Will there be conflicts when making claims?
3. High fixed income
To buy education insurance, we must first look at the income of the product. The income of education insurance products on the market is generally between 2% and 3.5%, and the higher the income, the better.
High-yield education insurance seniors have also sorted it out for everyone. Interested parties can poke:
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