Investment is risky and financial management needs to be prudent. Before choosing financial products for investment, we need to have a certain understanding of the risks of financial products. Harvest Live Qianbao A is a fund product under Bank of China Fund, so is Harvest Live Qianbao A safe?

Harvest Live Wallet is a currency fund. In terms of the type of financial products, the risk of currency funds is only slightly higher than that of bank deposits, but compared with other funds It is the safest type. As a currency fund, its investment tools are money market instruments. The money market has the characteristics of short maturity, strong liquidity and low risk. It is placed behind cash currency and deposit currency in the hierarchy of money supply. It is called "Quasi currency".

The investment goal of Harvest Live Qianbao is to pursue stable returns that exceed performance comparison benchmarks on the basis of striving for the safety and liquidity of fund assets. Therefore, high-risk operations will not be performed. The performance comparison benchmark of Harvest Fund is bank demand deposit interest.

From the perspective of the issuing institution, Harvest Fund is a fund company established in accordance with the law and supervised by the China Securities Regulatory Commission. Harvest Fund Management Co., Ltd. was established in March 1999 and is one of the ten earliest fund management companies established in China. one. As of the end of 2019, Harvest Fund's asset management scale exceeded RMB 1 trillion, ranking among the top in the industry.