The latest market value of the fund refers to the confirmed share of buying the fund, and the assets calculated by the newly disclosed net value of the fund do not include the unconfirmed subscription amount; The cost of holding positions refers to the cost of holding funds. The initial cost is the confirmed amount of the first purchase, and subsequent positions will be adjusted according to the confirmed amount of the transaction.
After all the shares of the Fund are redeemed, the position income of the Fund will be reset to 0.
Redemption method of fixed investment of the fund:
1, fixed investment redemption is the same as one-time subscription redemption. If you redeem the fund, you will cancel the fixed investment if you want to deduct it next month, otherwise you will deduct it next month. If the account has no money, it will automatically terminate the fixed investment if it cannot be deducted for three consecutive months.
2. After the fund company receives the customer's redemption instruction, it needs to settle the funds, so it takes some time. Even if the same fund is sold in different banks, the redemption time will be different. Usually, the redemption time of money funds is T+ 1, and that of stock funds is usually T+5 or T+7.
Precautions:
1. Pay attention to the proportion of fund varieties according to risk tolerance and investment purpose.
2. Be careful not to buy the wrong fund. The fund market is hot, and some fake and shoddy products take the opportunity to fish in troubled waters. The public should pay attention to screening. Pay attention to check the investment income regularly and maintain the account in the later stage according to the change of market rhythm.
3. Pay attention not to care too much about the net value of the fund when buying the fund. Be careful not to buy bonus funds unilaterally. Fund dividend is the return of investors' previous income, and I think it is more reasonable to change the dividend method to dividend reinvestment.
4. Be careful not to talk about heroes by short-term ups and downs. It is unscientific to judge the quality of funds by short-term ups and downs. Different sectors of fund investment have their own emphasis, and the ups and downs of the fund are inevitable. Therefore, judging the pros and cons of the fund by short-term ups and downs is easy to lead to misjudgment, which requires comprehensive evaluation of the fund in many aspects and long-term investigation.
According to different standards, securities investment funds can be divided into different types:
(1) According to whether the fund unit can be increased or redeemed, it can be divided into open-end funds and closed-end funds. Open-end funds are not traded on the market (as the case may be), but are purchased and redeemed by banks, brokers and fund companies, and the fund scale is not fixed; Closed-end funds have a fixed duration and are generally listed and traded on the stock exchange. Investors buy and sell fund shares through the secondary market.
(2) According to different organizational forms, it can be divided into corporate funds and contractual funds. A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; The establishment of fund managers, fund custodians and investors through fund contracts is usually called contractual funds. China's securities investment funds are all contractual funds.
(3) According to the different investment risks and returns, it can be divided into growth funds, income funds and balanced funds.
(4) According to different investment objects, it can be divided into stock funds, bond funds, money market funds and futures funds.