Some small partners have never bought a fund and don't know much about it. They will consider learning more about the fund and then manage their money. So, is it a loss to buy a fund? Will the stock fund lose money if it falls? We have prepared relevant contents for your reference.

Is it a loss to buy foundation?

There is the possibility of losing money when buying a fund. Fund is a risky investment, and there are many kinds of funds, such as money fund, bond fund, mixed fund, stock fund, index fund and QDII fund. Different funds represent different risks and benefits.

If it is a money fund or a pure debt fund, the possibility of loss is relatively small, because these two types of funds do not invest in the stock market, so the risk is relatively small, the possibility of making money for a long time is relatively large, and the possibility of loss is relatively small, for example, it is suitable for conservative investors to buy.

Will the stock fund lose money if it falls?

When stock funds fall, they will only lose money to the principal. Stock funds are funds that invest in stocks. If the fund's heavyweight stocks fall, the fund will also lose money. Therefore, when buying a fund, we should also pay attention to the fund's heavy stocks. Some stock funds are in a bad market and may lose 20% to 40% a year.

For example, if there is 10000 yuan and the fund loses 30%, it is a loss of 3000 yuan. This shows the risks of stock funds, so we must be cautious when buying stock funds. If you don't have the ability to take risks, don't buy high-risk fund types, you can consider low-risk fund types.