Between 2026 and 2030, it will become one million.
Invest 4000 yuan every month, and calculate the annual income according to 10%. After 20 years, the principal and interest will be 3,062,787.
If 20% income can be realized, the principal and interest will be 654.38+0.26 billion after 20 years.
It is expected to be in 16-20 years!
First of all, let's analyze the fixed investment of 4,000 yuan a month, 48,000 yuan a year, 1 0,480,000, 960,000 in 20 years, 2 1 year110,000. In other words, if you don't calculate the rate of return, you need 265438+.
At present, the average annual rate of return in Public Offering of Fund is 10%. If the average annual rate of return of the fund is 10%-20%, if it is calculated according to 10%, it is not compound interest. You can get 4800 a year and 96000 in 20 years. Then according to this calculation, you are likely to be in 18-65433.
If you calculate compound interest, that is, choose to reinvest in dividends, then you will reach the goal of 1 10,000 earlier, and it is expected to be between 16 and 18!
A well-invested index fund can earn an annualized return of 10%- 12% if it is held for a long time. The monthly fixed investment is 4,000 yuan, which is about 12 years, reaching10 million yuan.
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4 thousand a month, 48 thousand a year, 2 1 year can reach 1 million, and it may take 42 years to choose the wrong base.
It may not arrive in a hundred years, or it may arrive in more than ten years, depending on the operation technology and insider decision-making of fund managers.
Boring questions, getting paid at work.
The rhythm of 4-6 years is very accurate, but but the bear market of 20 18 has come, and it has returned to before liberation overnight, and the cycle of bear market is coming soon.
First of all, the fund's fixed investment is not brainless. It depends on the market perspective. It is a long and long process to enter the market when the market is low, and then make profits in batches. You don't have to look at it tomorrow. You'd better invest once a week.
Look at everyone, I'm so nervous, just like someone peeked at my fund's fixed investment account. How did you guess this number?