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Does the war affect financial management?
Yes, it has promoted the appreciation of gold, so it has a negative impact on capital and investment. Because the more active the economy, the more active the investment will be. Stocks and funds are based on economic activity. The more active the economy is, the higher the overall stock and capital will be (of course, whether individual enterprises can benefit from the war is another matter). In fact, it is easy to understand that there are so many funds that can flow in the market. When a war breaks out, these funds will flow to products that are stable and unaffected by the war, such as gold. In a peaceful environment, people feel that funds are safe and secure, so they will invest their funds in unstable but high-yielding products such as stocks and funds.

Financial management is a Chinese word, pinyin is lǐ cái, and English is Financing, which refers to the management of finance (property and debt) for the purpose of maintaining and increasing the value of finance.

Financial management is divided into corporate financial management, institutional financial management, personal financial management and family financial management. Human survival, life and other activities are inseparable from the material foundation and are closely related to financial management.

"Financial management" is often used with "investment and financial management" because "financial management" includes "investment" and "investment" includes "financial management". The so-called financial management is not only about investing in financial management, but also about being invested. If you don't know how to invest, you don't know how to manage money better.

Investment hotspot: Innovative financial management represented by P2P online loan model has been widely concerned and recognized. However, compared with traditional financial management services, P2P borrowers are mainly individuals, mainly taking credit loans and raising funds for the society. And the corresponding P2C, an upgraded and evolved version of P2P online lending. P2C is still financing for the society, and the main borrowers are mainly enterprises.

Take the P2P online lending platform Love Investment as an example. The borrower is an enterprise with stable cash flow and repayment sources. Compared with individuals, the information of enterprises is easier to verify and the source of repayment is more stable; At the same time, compared with the credit loan form of P2P platform, the P2C model initiated by Ai Investment requires the borrower to have guarantee and mortgage, which is relatively better in security.

P2C loans that love investment are strictly limited to small and medium-sized enterprises with good entity operation, loan demand and fixed assets mortgage. At the same time, relying on the offline multi-financial guarantee system built by Ai Investment, the inherent contradiction in the P2P model is completely solved structurally, and the security guarantee is more practical and powerful.