Legal analysis: the overall payment of medical insurance is the money paid by the social security center after participating in social medical insurance. Additional payment refers to the proportional payment of medical insurance, that is, the part that helps you reimburse, which will only be available when the account amount is used up in that year. The process of medical insurance reimbursement is as follows: the insured person pays the hospitalization deposit first with his ID card and the doctor's hospitalization arrangement. When you leave the hospital, go to the hospital's inpatient charge office to settle the discharge expenses.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.