The down payment for buying a house in Tongxiang is generally 30% of the total house price, because most families buy houses of more than 90 square meters. Unless you are a first-time property buyer and the purchased house area is less than 90 square meters, you can enjoy a minimum down payment ratio of 20% by using the housing provident fund loan. Most of them have to pay a down payment of 30%, and only with a manually paid payment invoice can they apply for a mortgage loan from the bank.

When we buy a house, in addition to the down payment, we also need to prepare some other expenses, such as housing maintenance fund property fees, such as deed tax, which must be paid when handling the housing property certificate. The deed tax for the first house purchase below 90 square meters shall be levied at 1% of the online signing price, and above 90 square meters at 1.5% of the online signing price. Deed tax is a fee that must be paid by both auction house and second-hand house, which is generally paid by the buyer. Second-hand housing less than two years, but also pay business tax and personal income tax.