Fund investment also has certain risks. According to the types of funds purchased by investors, the risks of fund investment are also different. The risk of fund investment is directly proportional to the fund income. The higher the fund risk, the higher the fund income. Of course, investment funds are not the best choice for high risks and high returns.

What if the fund loses 30%?

It is generally rare for a fund to lose 30%, but if the fund market has been losing money, then for investors who buy at a high level, the loss range of 30% is normal. When the fund loss reaches 30%, it shows that the fund net position is relatively low at this time. At this time, investors can reduce investment costs by adding positions. When the fund starts to rebound and rise, it will be adjusted, and the probability of future income will be greatly increased.

Of course, not every fund is suitable for this operation, but also depends on the future development prospects of the fund and the combination of the withdrawal rate of the fund and the current high and low positions of the fund. After all, it's just that quality funds need to add positions. If it is a particularly poor fund, it may continue to lose money even if it increases its position, which will only increase the investment risk. Such funds need to learn to stop losses in time.

It's hard to get rid of the fund when it loses 30%. The fund will not keep falling, nor will it keep rising. Therefore, it is basically impossible for the fund to go back and forth without adding positions when it loses 30%. It is impossible for the fund to fall by 30% and the horse will rise by 30 points, and there will definitely be a decline in the middle. The fund is a floating income product, and the fund income is not fixed. Similarly, there is no rule at all, mainly depending on the buying and selling points held by investors themselves.

In addition, when can the fund increase its position and wait for the callback after the decline, which requires investors to learn to calculate the maximum withdrawal rate of the fund. Generally, when the fund reaches that critical value, the high probability is the beginning of the fund's subsequent callback. Add positions before the inflection point to reduce the investment cost. Once the callback begins, the fund can speed up the withdrawal of funds. Although the risk of fund investment is not as big as that of stocks, it is suggested that it is best to choose according to its own risk tolerance.