financial management is not just about financial management, but needs to have clear goals, plans and plans. Therefore, learning some knowledge about life financial management will make your life more clear and direct. Let's introduce the knowledge of financial management to you in the following small series ~

1. Three suggestions

1. Read some common sense of financial management every day, and the knowledge will accumulate more and more, and the financial management will become more and more handy

2. Women must manage their finances. After managing their finances, you will find that you have a golden mountain. Trust me

3. Start managing your finances from scratch and start with small money

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1. Save money

Earn one and spend two lives as poor people. Force 1% of the money to be deposited in the bank every month. Make a compulsory deposit for yourself. After you send out the money, you will directly deposit 1% of the money in the bank. If you don't take this step, you will never have money to spend.

2. Make money

Funds, stocks, bonds, real estate, P2p

3. Protect money

No one knows what will happen, so you should buy insurance for yourself. Insurance is an important means of financial management, but it is not all. Making money is like drilling a well to inject a steady stream of water into your reservoir, but only drilling a well.

financial management tip 3: how much can I start financial management?

It doesn't matter how much you manage your money. One month, you save 1 yuan to buy funds. From the age of 2 to the age of 6, it is 637,8 yuan. At the age of 3, I saved in 6 yuan, which is 22,; Since the age of 4, 7,; 5 years old, 2 thousand. Qian Shengqian is a champion of long-distance running, so financial management must start from a young age. Nature of money: you don't love me, I don't love you.

Tips on financial management 4: Two good habits of financial management

1. Frugality

Less taxis, less beauty treatments, less meals and less dishes. Save the money to invest in Qian Shengqian. Qian Shengqian, the rich, keeps the poor in debt. Saving money and respecting money are the habits of many rich people. The frugality of Li Ka-shing's life is well known. We often say that the richer the rich, the more they deduct, because they know that money is hard to come by, and people without money are often poor and generous.

2. Bookkeeping

Keep an account every day. If not, you can keep it every three days. Bookkeeping will let you know where every expense has gone, and it will also help you develop the habit of planning to spend money.

financial management tip 5: how to allocate assets?

the money involved in financial management should be divided into three parts.

the first part: emergency money, living expenses for six months to one year. Deposit in a bank, current financial management, regular financial management, or money market funds.

the second part: life-saving money, living expenses for three to five years, fixed deposit, national debt, commercial endowment insurance, etc. It should be break even, only more things, not less.

the third part: idle money, which is not used for five to ten years. Only this kind of money can buy stocks, funds, real estate, or start a business with friends to make such investments, so it must be idle money.